Erin Harmon

Debt and budget coach for families

Financial Coach$75 to $150 an hour
Request an intro to ErinFree, no obligation
Hourly rate range$75 to $150 an hour
Focus areas
BudgetingGetting out of debtMoney mindsetMindset and habitsGoal setting and accountability
Works withParents
Also coachesLife coach
CredentialsRamsey Certified Master Financial Coach
PracticeTranquil Finances

Erin Harmon is a debt, budget and accountability coach who helps people take control of their money. She runs Tranquil Finances, which she started in 2021. She later added life coaching skills to work on the thoughts and habits behind money choices. She holds the Ramsey Certified Master Financial Coach credential.

What Erin helps with

Erin works on debt, budgeting and the mindset that drives money choices. She helps clients build steady habits and plan their spending with purpose.

  • Paying off debt
  • Building a budget that works
  • Saving an emergency fund
  • Saving for a house down payment
  • Living within your means in a high cost area
  • Breaking the paycheck to paycheck cycle
  • Easing money anxiety with mindset tools

Who Erin works with

Erin coaches individuals and families who want more control over their money. Her own story started with debt and money stress after her first child was born, so she knows that stage well.

Background and qualifications

Erin's money work began with her own family's debt and money stress in 2013. They paid off their debt, built an emergency fund and saved a down payment on a house in the San Francisco Bay Area. In 2019 she found life coaching and learned how thoughts and feelings shape habits. In 2021 she started Tranquil Finances. She is a Ramsey Certified Master Financial Coach.

Erin Harmon pricing

Hourly rate range
$75 to $150 an hour
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The CoachVouch take

Erin combines Ramsey-certified debt coaching with life coaching tools for changing money thoughts and habits.

Best for families who want to get out of debt and build savings without feeling restricted.

Common questions

How much does Erin Harmon charge?

Coaching with Erin runs $75 to $150 an hour. Request an intro for an exact quote.

What does Erin Harmon help with?

Erin Harmon helps with paying off debt, building a budget that works, saving an emergency fund and saving for a house down payment.

Is Erin Harmon certified?

Erin Harmon lists: Ramsey Certified Master Financial Coach.

Does Erin Harmon only teach budgeting?

No. She also works on mindset and habits, using life coaching tools alongside budgeting and debt payoff.

How do I contact Erin Harmon?

Request an intro on this page. It's free, and we'll connect you with Erin and, if you want, 2 or 3 similar coaches to compare.

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Last updated September 2026. Request a correction.

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