Eric Hout
Budget and debt coach for individuals and couples
| Hourly rate range | $75 to $150 an hour |
|---|---|
| Focus areas | |
| Works with | Couples |
| Credentials | YNAB Certified Coach |
| Practice | New Trajectories LLC |
Eric Hout is a budget and debt coach who helps individuals and couples get control of their money. He is a YNAB Certified Coach and owns New Trajectories LLC. He builds budgets with clients and helps them pay down debt and save.
What Eric helps with
Eric works with people stuck in a paycheck-to-paycheck cycle who want to get out of debt and plan ahead. He also helps clients use money to support family and give to others.
- Getting out of debt
- Breaking the paycheck-to-paycheck cycle
- Building a budget with YNAB
- Saving for the future
- Knowing where money goes after payday
- Meeting family financial needs
- Giving to others through a budget
Who Eric works with
Eric coaches individuals and couples. His clients include people who feel stuck living paycheck to paycheck or who are unsure why their money disappears so fast.
How Eric works
Eric teaches clients to budget with YNAB, the budgeting software he uses in his own home. A budget gives each dollar a job, so spending and saving goals get clear priorities. He built this approach after years of judging purchases only by his bank balance, which left his savings to vanish.
Background and qualifications
Eric is a YNAB Certified Coach and the owner of New Trajectories LLC. He went without a budget for much of his early adult life and judged spending by his bank balance. Savings kept disappearing until he started using YNAB. They also handled a totaled vehicle, lost income during the pandemic, and a home purchase at a higher interest rate than they wanted.
Eric Hout pricing
Programs and services
- Budget coaching
- Debt coaching
Eric Hout reviews
The CoachVouch take
Best for individuals and couples who want a YNAB budget and a plan to get out of debt.
Common questions
How much does Eric Hout charge?
Coaching with Eric runs $75 to $150 an hour. Request an intro for an exact quote.
What does Eric Hout help with?
Eric Hout helps with getting out of debt, breaking the paycheck-to-paycheck cycle, building a budget with YNAB and saving for the future.
Is Eric Hout certified?
Eric Hout lists: YNAB Certified Coach.
Does Eric Hout use a specific budgeting tool?
Yes. Eric is a YNAB Certified Coach and teaches budgeting with YNAB. He also uses it in his own household.
Does Eric Hout work with couples?
Yes. He coaches both individuals and couples on budgeting and debt.
How do I contact Eric Hout?
Request an intro on this page. It's free, and we'll connect you with Eric and, if you want, 2 or 3 similar coaches to compare.
Similar coaches to compare
Tick "Compare" on any coach to add them to your intro request.
Benjamin Taragin
Benjamin Taragin is a personal finance coach who helps individuals, couples, and families take control of their money. He comes from a background in finance and consulting. He has worked with over 100 clients on budgets, debt payoff, and emergency savings. He also looks at how money affects relationships, so his sessions cover communication, habits, and shared goals as well as numbers.
Deborah Marling
Deborah Marling is a certified life coach in Cobourg. She helps individuals and couples get a handle on their money, pay off debt, and reach a healthy financial place. Her coaching is practical and hands on. Because money touches every part of life, her work often moves into life purpose and life transitions coaching. She also runs a free Financial Fitness workshop in her community and is building more workshops.
Sarah Hinshaw
Sarah Hinshaw is a money and business coach in Berne, Indiana. She helps individuals, couples and small business owners pay off debt, simplify their finances and grow. She paid off $178,000 of her own debt in 34 months. She has coached for 7 years. In 2025, her clients paid off over $500,000 in debt, and some kept their homes out of foreclosure. All sessions run by Zoom.
Tammy Shweiger
Tammy Shweiger is a money coach in Connecticut who helps women take control of their money. She blends mindfulness with personal finance and works with individuals and couples. Before coaching, she spent a decade as an auditor and corporate accountant. She is also a yoga and meditation teacher. She acts as a guide and accountability partner, and helps clients understand old money patterns and change their behavior.
Browse related
Last updated September 2026. Request a correction.